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*Skip-a-Pay requests are subject to underwriter approval. You must be a member in good standing and all loan payments must be current to qualify. In order to take advantage of the Skip-a-Pay option, you must have had the loan for a minimum of six months. Acceptance of this offer will extend the term of the loan and interest will continue to accrue. Any additional payments resulting from the payment skipped will not be covered by GAP. The Skip-a-Pay promotion applies to consumer loans only, and excludes real estate loans, single payment loans & lines of credit. You cannot have skipped more than two payments within the last 12 months; a maximum of two payments per year may be skipped. Additional conditions may apply. If you have an ACH initiated with another financial institution that automatically makes your payment, you will need to contact that institution to stop payment. If you have an ACH initiated with Envista that automatically pulls money from another financial institution, you will need to contact us to stop payment at least 5 days prior to the next due date of the automatic payment. A separate form must be filled out for each individual loan. Federally Insured by NCUA.